“Meet My Workers’ Comp Dream Team”
Agency Success Story
Summit
UNDERWRITING
Summit
CLAIMS
Hughes Insurance
PRESIDENT / OWNER
Summit
SALES/AGENCY EXEC
Summit
SAFETY
Center Bret Hughes with Summit team members 1) Nick Montesano, Underwriting 2) Melissa Exner, Claims 3) Doug Chiles, Sales/Agency Executive 4) Heather Brown, Safety
AGENCY SUCCESS STORY
“Summit’s team makes every facet of workers’ comp easy for us. The value we receive is off the charts. It’s our greatest agency relationship, by far, with any insurance carrier.”
AGENCY SUCCESS STORY
“Summit’s team makes every facet of workers’ comp easy for us. The value we receive is off the charts. It’s our greatest agency relationship, by far, with any insurance carrier.”
Center Bret Hughes with Summit team members (l-r): 1) Nick Montesano, Underwriting 2) Melissa Exner, Claims 3) Doug Chiles, Sales/Agency Exec 4) Heather Brown, Safety
Agency Success Story
“Meet My Workers’ Comp Dream Team”
Summit
SALES/AGENCY EXEC
Summit
UNDERWRITING
Summit
CLAIMS
LRA Insurance
PRESIDENT/
Center Bret Hughes with Summit team members (l to r): Nick Montesano, Underwriting; Melissa Exner, Claims; Doug Chiles, Sales; Heather Brown, Loss Prevention
Center Bret Hughes with Summit team members (l to r): Melissa Exner, Claims; Doug Chiles, Sales
Agency Backstory
Knowing the people who know workers’ comp—an edge for Hughes Insurance
Hughes Insurance started working with Summit more than 25 years ago, not knowing it would transform the agency’s approach to workers’ comp. Today, the agency and its clients have an edge, enjoying access to knowledgeable specialists at the forefront of policy design, safety consulting, and claims management.
The outcome is a collaborative relationship—an ease of doing business—that the agency says is unmatched by other insurance companies, and which contributes to steady growth in Hughes’ book of workers’ comp business.
Large public employer ecstatic after switching to Summit
About the Client:
- Large public entity
- 32 locations in Louisiana with 3,100 employees
- Client since 2002 with Hughes Insurance Services, Gonzales, LA
- Policyholder with Summit since 2022
The Challenge
Client needed responsive safety consulting and claims management know-how.
During the last few years with its previous workers’ comp carrier, this large public institution suffered through an ineffective and unresponsive approach to improving safety and reducing claims. The insurance company kept the policyholder with the same loss prevention rep with whom they had ongoing problems and who failed to provide guidance for essential safety measures.
“Claims management was an issue,” says Bret Hughes, the policyholder’s insurance agent. “Too many claims were not being settled in a timely fashion. In one circumstance, for instance, the policyholder was asking for specific data from its 32 locations to get to the bottom of major, recurring claims issues, but the insurance company was unable or unwilling to provide the info.”
The Solution
Summit jumps in to solve complex problems.
Claims research and analysis led to meaningful success.
Severe injuries reduced. Client costs lowered.
Knowing your client makes all the difference.

Within three months of taking the account, Summit researched and compiled all the claims data that the client had asked of the previous carrier for more than two years. Our client is ecstatic with Summit’s expertise and responsiveness in correcting claims and loss prevention issues—it’s the smoothest sailing they’ve experienced.
Bret Hughes | President, Hughes Insurance Services